Track expenses, scan receipts, split trips, get AI insights,
and learn smart spending habits — all without your data ever leaving your device.
Free · No account required
No servers. No tracking. No data leaves your device. Ever.
Works without internet. Instant load. Zero lag. Always available.
AI-powered spending patterns, personality analysis, and monthly stories.
Most expense apps track your data.
Some track you.
Spent tracks neither.
| Feature | Spent | Others |
|---|---|---|
| Data Tracking | ✕ None | ✓ Yes |
| Works Offline | ✓ Always | ✕ Rarely |
| Cloud Required | ✕ Never | ✓ Always |
| Account / Login | ✕ Not needed | ✓ Required |
| AI Insights | ✓ On-device | ✓ Cloud-based |
| Receipt Scanning | ✓ On-device OCR | Cloud upload |
| Trip Splitting | ✓ Built-in | ✕ Separate app |
| Quick Capture | ✓ Back Tap & Shortcuts | ✕ No |
| Currencies | ✓ 80+ currencies | 5-10 typical |
| Spending Lessons | ✓ 100 lessons | ✕ No |
| Paste & Log | ✓ Clipboard extraction | ✕ No |
Create trips, add members, split costs equally or by percentage, and settle up with smart debt simplification.
100 bite-sized smart spending lessons across 5 progressive levels.
Extract transactions from copied bank SMS, UPI confirmations, or payment receipts — all processed locally on-device.
Set personal targets, log contributions, and track progress with visual progress bars and projected completion pace.
Auto-categorizes transactions by learning from your choices. "SWIGGY INDIA" becomes "Swiggy" under Food.
Log expenses in seconds via Back Tap (iOS) or app icon shortcuts — without opening the full app.
3-step setup with feature showcase, region configuration, and automation toggles for new users.
Spending personality, pattern detection, and monthly animated stories.
The safest place for your spending data.